Wednesday, January 30, 2008

Judgment Days are Gone

I am a judgmental person when it comes to money. I try not to be, but there it is. Judgment. I (usually) keep it to myself, or at least mention it only to my husband. But it is there, in my head. Thinking of how I would do things differently. Only I am judgmental in a backwards way than normal - I judge when people spend too much money (in my opinion).

I work with a guy who spends money like it's going out of style. He buys $250 jeans, designer leashes for his dog and dry cleans every article of clothing he owns. Sometimes I cannot believe the stories he has to tell. And tell them he does. He's putting it out there, just like I write about our finances. So, arguably, his choices might not be the most prudent. But what do I know? He could have no debt, maxed out retirement savings and a million dollars in the bank. Who am I to judge?

Even if I know the ins and outs of someone's finances, why should I think that I know what is better for them than they do? Why does my mind always jump right to what they should be doing differently to be more frugal? It's a lifestyle choice, and for the most part, their decisions don't affect me at all.

I think that somewhere inside I still see material goods and possessions and outward displays of money as valuable. For the most part, in our society, people are not perceived as "rich" unless they drive the fancy cars and live in the big mansions. When I judge others for spending, I am really just a little jealous. That I don't have money to do that and reach my financial goals. So to make myself feel better, I put them down in my head as if they are being frivolous and wasteful.

I am going to stop doing this to myself. Whenever I have a negative, judgmental thought, I will replace it with this: Those is their personal finances. My personal finances are mine. Hopefully, this will result in a happier outlook overall.

9 comments:

debtfretter said...

Sounds good - definitely a great resolution to have, but I am the same and it's ok to have an initial gut reaction that it doesn't seem sensible to spend so much. Just don't let it get you down. Last night I looked over my oldest posts and its hard to beleve that was all only a few short months ago. We forget our successes pretty quickly but remember how well you're doing and you'll be fine!

Erin said...

Wow, it is so easy to judge others spending when you see them with certain things in their life that you are sacrificing from your own. But you are right...what is right for you is all that matters.

Canadian Saver said...

This is something I need to remember too, that personal finances are just that, personal . I tend to judge my coworkers a lot too, but they do talk about their money problems a lot, yet spend like there is no tomorrow......... Like you, I'm going to try and do better. That's all we can do :-)

JvW said...

df - I can completely relate with forgetting my successes and remembering only my "failures". I beat myself up sometimes and need to remember that I'm still doing OK!

erin - I think that is the ticket - I am giving things up and I judge others who don't have to or choose not to give the same things up.

cs - Then we will both end up better off!

Anonymous said...

[p]Apart with the above [url=http://www.linksoflondonbraceleted.co.uk]links of london sale[/url] collections, other number of these charms include Thomas sabo Birthstone, Gothic, Purse, shoe, and Thomas sabo travel charms . Thomas Sabo Online shop Shopping, especially when it's for a new ladies watch, should be something that's enjoyable for you . Due to the fact you've got had the opportunity to correct the color and look within your Pandora Bracelet to match your outfits, or that will some day make the shades match a special day time . You may unable to offer diamond bracelet, but everyone can [url=http://www.llinksoflondon.co.uk]links of london[/url] pay for fashion cheap bracelets . To remove this layer of nail polish, use [url=http://www.llinksoflondon.co.uk]links london charms[/url] banana water immersion, and then rinse clean . Match The Product

Another way of identifying genuine Pandora items is matching the product description on the seller隆炉s listing with that shown on the Pandora website . Silver far better excellent [url=http://www.llinksoflondon.co.uk]links of london charms[/url] may be discovered by Thomas Sabo . Now the bracelet is finished . Made to order apartment blueprints are mostly wanted, mainly because it each alter your requirements things executed within your budget.[/p][p]information,map Andimage elisa ilana their [url=http://www.linksoflondonbraceleted.co.uk]links of london bracelet sale[/url] custom jewelry, pandora jewelry . The particular undertaking provides some sort of unisex sections which in turn [url=http://www.linksoflondonringuk.co.uk]links of london ring uk
[/url] helps with removing this normal differentiation involving bracelets to get person understanding that regarding women . In this entire world you won? T get that various the hallmark seeing that Pandora jewellery . People fall in love with Pandora style jewelry designs; no matter they are female or male . The the planet pandora console appears pretty, awesome, and fantastic in its own terms and conditions . No two of them are the same, and many can be personally crafted and created with a special one in mind . Thomas Sabo charms are intricately developed and created to an very higher quality . Choose some green and yellow lampwork beads with vivid flowers [url=http://www.linksoflondonbraceleted.co.uk]links of london jewellery[/url] on surface, some antique silver metal European beads and some silver dangle metal European beads to make a set of European Jewelry, including a bracelet and a necklace.[/p]

Anonymous said...

[p]A c t u a l l y , I q u i t e l i k e s i m p l e [url=http://www.basketisabelmarantfr.com]basket isabel marant[/url] t h i n g s . Tous commence d篓娄but juin avec l隆炉annonce de l隆炉arriv篓娄 [url=http://www.isabelmarantsneakersfre.com]isabel marant sneakers[/url] des nouvelles Sneakers , Isabel Marant promissent comme le must have de l隆炉hiver 2012 . Isabel Marant Shoes The look of them is [url=http://www.isabelmarantsneakersfre.com]isabel marant sneakers pas cher[/url] exclusive . Isabel Marant Boots [url=http://www.isabelmarantsneakersfre.com]isabel marant sneakers shop[/url] can be your perfect one-stop online store for plastic bags . Comme Isabel Marant Black-jack chaussure est normalement choisir des produits de couverture externes et en plus tout cela [url=http://www.basketisabelmarantfr.com]basket isabel marant imitation[/url] peut tr篓篓s bien utiliser un disque dur 篓陇 long terme . Une grande partie de votre shell vous le jour de votre pieds apr篓篓s jour, la critique suppl篓娄mentaire, il pour prot篓娄ger votre base en portant plus adapt篓娄s et confortables chaussures ou des [url=http://www.isabelmarantsneakersfre.com]isabel marant chaussures pas cher[/url] bottes Isabel Marant . Isabel Marant Hunter Wellies sont vraiment id篓娄al pour les mois [url=http://www.basketisabelmarantfr.com]isabel marant soldes[/url] d隆炉hiver, juste pour r篓娄ussir ou peut-篓潞tre juste pour le mod篓篓le en acier visage brillant . Popular exercise to avoid wasting college likewise organization hobby, and even a energetic activity starting from Isabel Marant Sneakers outside lover furthermore joggers essentially, x-country [url=http://www.basketisabelmarantfr.com]basket isabel marant prix[/url] efficiency offers every single child get away towards kind this type of has it in the by yourself a someone intense activity.[/p]

Anonymous said...

[p]The [url=http://www.uggbootssalehots.co.uk]ugg boots sale online[/url] Nike Shox Shoes is a good example . With Ugg boots, youe able to retain your toes toasty warm all winter although looking magnificent . Article source: Cheap Uggs Outlet, ugg boots outlet, Cheap Coach [url=http://www.cheapuggtobuy.co.uk]cheap ugg boots uk[/url] Bags . A pair of jimmy choo UGG boot As we all know that UGG boot is the symbol of warm . Forever driven by your understanding of advantage, active coloration options, very specific cuts, conceptual options in addition to all-natural [url=http://www.cheapuggtobuy.co.uk]cheap ugg boots sale[/url] offer . Honestly [url=http://www.uggbootssalehots.co.uk]cheap ugg boots sale[/url] speaking, it becomes much earlier to finish a trendy appearance in today' s era . How can we achieve that? Ugg cossacks accompany [url=http://www.cheapuggsbootsinuksale.co.uk]ugg boots on sale[/url] what we wish . You do not have to jump very high and do not have to run very fast, as long as you like sports, games, it can help you become the fashion man . These Australian Ugg boots have certainly come a long way from their humble origins.[/p][p]Especially for those ones who need to work, children who like playing, frostbit is familiar . "But we've seen a boost in phones as a consequence iPods, furthermore we predict besides people are going to be stung by agreements that are more than that first-class to be true . The problem several have encountered with older forms of shoe is that it couldn't handle a large vary of parcel resulting in associate degree ultimate geologic process of the only real . Jude Children Research [url=http://www.cheapuggtobuy.co.uk]ugg boots sale[/url] Hospital . Go as a result of the over-all style and design and stitching . Chestnut cheap ugg boots is one of the most easy to match colors, with jeans neither too blatantly, but also show their own unique dress . It stores this information as well and uses it to get an even clearer picture of what songs are related and if users who like one song will like another . Anyhow, the seat of the period of your [url=http://www.uggbootssalehots.co.uk]ugg boots sale[/url] time entire of profusion belonging to the degree . Today, this brand of comfortable outdoor footwear is worn by a wide cross section of people.[/p]

Anonymous said...

[p]The headphone cable for th Beats l shorter, the length is suitable fr portable products; whras th HD-595, th cord insanely extended and nt definitely produced for walking rund with t (but u an lwys substitute the cord . Monster Studio Kobe Bryant 24 [url=http://www.solobeatsbydre.co.uk]cheap beats by dre earphones[/url] Limited Editon Beats By Dr . Attracted by the appearance [url=http://www.solobeatsbydre.co.uk]cheap beats by dre[/url] of the rich sense of technology . 1/8 in order to 1/4隆氓 Tilpasningsstykke Related topics articles . Here is a hearing protection headphones guide for shooting enthusiasts . The beats by dre kobe bryant headphones to If you feel the private party costs are great, You get a car which comes from the warranty of the manufacturer which gives you ultimate reassurance a lot of people don隆炉t have when they buy used cars . Ace at ease beats by simply dre earbuds supply reasonable isolations plus much more raw in comparison with additional common blade headphones . So what makes the London headphones suitable for urban life? The design of the headphones is certainly striking 篓C whether you find it attractive or not will be down to taste.[/p][p]Combined with the introduction of video hub, another benefit of SenseTM 4+, for the first time you will be able to put [url=http://www.solobeatsbydre.co.uk]solo beats by dre[/url] all your video entertainment in a single place . High-frequency performance in general, disability, analytic separation horizontal sound field is relatively small . Reznor隆炉s presence is an important one, since he underlines one of the core focuses of the new service . The first Experience features a 1 . The low-frequency than more general, however, texture, some scattered . Paying in favor of a membership so with [url=http://www.solobeatsbydre.co.uk]cheap solo beats by dre [/url] the intention of you can log on to craft your composition beats is a litter of your money . information the sound files exactly the method by which the actual artist desires you to definitely . It is made of strong but lightweight aluminum that can be used in any [url=http://www.solobeatsbydre.co.uk]beats by dre earphones[/url] environment.[/p]

Anonymous said...

[p]Slow sales growth has become a fact, from the current point of view, the situation in the future might not only will not turn for the better, and perhaps worse . Thus, its popularity has made it a usual fashion piece that many working woman likes to wear to complement her day by day dressing . You隆炉ll be able to select all of them based on your personal fondness . Son of Charles Tiffany, Louis Comfort [url=http://www.tiffayforsale.com]discount tiffany[/url] Tiffany (Louis Comfort Tiffany) was born in 1848 . Indeed, Tiffany anklet bracelets enthusiasts may style his suitable, as well as its first [url=http://www.tiffayforsale.com]tiffany and co sale[/url] silverware, invitations as well as tableware will be awestruck . Always actual physical exercise many thanks diligence when buying a replica Tiffany [url=http://www.tiffayforsale.com]cheap tiffany jewelry[/url] jewelry . It was worn by Audrey Hepburn in publicity photos for the movie classic, Breakfast at Tiffany隆炉s . Tiffany隆炉s [url=http://www.tiffayforsale.com]tiffany for cheap[/url] prediction is considered to be more conservative . RingsCelebrities take pleasure in the versatility [url=http://www.tiffayforsale.com]cheap tiffany and co[/url] and vast assortment of styles in silver jewelry.[/p]